About VeteranLoanCalc
VeteranLoanCalc.com is a free tool built for U.S. veterans, active-duty service members, and their families who are considering a VA home loan. Our goal is to make it easy to estimate monthly payments, understand the VA funding fee, and see the full cost of a VA loan — without having to talk to a lender first.
What This Tool Does
- Calculates your estimated monthly payment (principal & interest + taxes + insurance)
- Automatically applies the correct VA funding fee based on your service type and down payment
- Handles disability exemptions (veterans with 10%+ rating pay no funding fee)
- Shows a full amortization schedule, monthly or yearly
- Works entirely in your browser — no data is sent to any server
Disclaimer
This site is for educational purposes only. Results are estimates. We are not affiliated with the U.S. Department of Veterans Affairs or any lender. Please consult a VA-approved lender for official rates and qualification.
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